About Us

As licensed mortgage company Consumer Real Estate Finance Company (CREFCO) is able to offer home loans in 10 states. CREFCO is dedicated to having a customer first attitude. It is our mission to ensure that you as a customer is always informed and educated about the home buying process.

CREFCO began operations in 2003 and has helped thousands of families realize the dream of homeownership. What makes us most proud is our A+ Better Business Bureau rating . While CREFCO has offices in Ohio, Pennsylvania, Florida, Texas, and Maine we have developed a system that allows us to offer personalized service to any person in any location.

We thank you for the opportunity to serve you and be a part of the biggest financial decision of your life

Sincerely,

The Staff at CREFCO

Case Studies

"All in all, "Ms. X" had a bankruptcy, a foreclosure, and high debt-to-income ratios, which were the main reasons other banks denied her a loan. With some hard work and paying close attention to detail, we finally got the favorable response from the bank, and they had fully approved her USDA Home Loan."

"When I first pulled his credit it was slightly lower than we could work with at a 620, due to his Chapter 7 Bankruptcy only being discharged 24 months prior. We needed his score to be 640. I thoroughly reviewed his credit and found a few areas we could focus on to get his score up quickly."

"When I first spoke with my client, he had a 580 credit score. Over the next few weeks we spent countless hours together working on getting his scores up. Soon enough, we had his middle credit score over 620 ? which is a very good number to be at when applying for a USDA Home Loan."

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