Purchase Your Home with a VA Mortgage
Take advantage of the VA Loan Program and afford MORE...
 Purchasing
a Home with a VA Loan
The VA home loan program offers Veterans significant
benefits when purchasing a home. The government guarantees
25% of the loan amount allowing you to finance up to 100% of
the value of your home.
VA purchase loans also require NO monthly mortgage
insurance saving you even more money every month.
Additionally, there is no credit score limit. Rather, VA
purchase loans are evaluated on a case by case basis
focusing on overall past payment behavior. This allows many
who suffer from a low credit score (or lacking credit
history) to qualify.
First Time Home Buyer Benefit
If you have not owned a home in the 3 years prior to
purchasing your new home, you are considered a "first time
home buyer" and qualify for a tax credit of ten percent of
your home purchase (up to $8,000).
Unlike tax deductions, this benefit is a tax credit -- a
dollar-for-dollar -- return on your taxes! The government is
now allowing this tax credit to be used to cover any closing
costs, as well.
What Else Can I do with a VA Loan?
VA loans aren't just for purchasing your dream home.
They're also a great option for paying off debts on your current home, making
home
improvements and upgrades, or simply reducing monthly rates
and payments compared to a conventional loan.
Despite the significant benefits of the VA Loan program,
many of the 27 million eligible Americans don't take
advantage of it. If you're eligible, take the time to find
out what a VA loan can do for you.
Answer a few simple questions, and we'll show you how
affordable home ownership can be!
It's a fast, easy, free, and there's no obligation
whatsoever...
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What Clients Say
"Put my trust
back
in loan officers!"
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Why are VA Loan Rates Better?
VA
loans are government insured, which means they
offer greater protection to lenders in the event a
borrower defaults. This added security enables
qualified VA lenders such as CREFCO to offer
significantly better rates compared to conventional
loans. |
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