VA Streamline Refinance
Refinance your VA Loan to a lower interest rate,
with minimal time, effort, or expense.
 Have a VA Mortgage? The VA Streamline Refinance is for You.
The VA Streamline program is specifically for homeowners
who already have a VA loan and would like to refinance to
take advantage of lower
interest rates. It is considered a streamline because it
allows you to refinance quickly, without an appraisal, and requires minimal
paperwork on behalf of the lender. Both save you time and money upfront.
Also known as an Interest Rate Reduction Loan (IRRL), a VA Streamline
Refinance MUST lower your interest rate or it's not performed.
In other words, there's no risk involved.
VA Streamline - The Best Refinance Available?
The VA Streamline Refinance is widely considered to be the best refinance
available. No other refinance loan program is as simple and easy to qualify
for as a VA streamline refinance.
A VA Streamline Refinance:
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does not require an appraisal
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cuts down significantly on paperwork
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requires no income verification
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has no qualifying debt ratios
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has only a limited credit check
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guarantees a LOWER interest rate
In short, in today's economy it's hard to imagine a
better loan program!
VA Streamline Eligibility Requirements
If you currently have a VA mortgage, have a credit score
of at least 600, and interest rates today are lower than
when you obtained your loan... it's likely that you're
eligible for the VA Streamline refinance.
Answer a few
simple questions and we'll help you qualify and show you how much you can save. It's fast, free,
and there's no quicker way to start saving!
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What Clients Say
"Excellent service... kind and thoughtful."
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Why are VA Loan Rates Better?
VA
loans are not issued by the government. Rather,
they are insured by the government offering
greater protection to lenders in the event a
borrower defaults. This added security enables
qualified VA lenders such as CREFCO to offer
significantly better rates than conventional
loans. |
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